Kairos Funded: Terms of Use

Last updated: November 11, 2026

1. Who we are and acceptance

These Terms govern your use of kairosfunded.com, our dashboard, Discord and related services (the "Services"), operated by Kairos Funded LLC, a Florida limited liability company, 7901 4th St N, #32748, St Petersburg, FL 33702, United States ("Kairos Funded," "we," "us"). By creating an account, purchasing, or using the Services you agree to these Terms, our Privacy Policy, Refund Policy, Risk Disclosure and, where applicable, the Funded Trader Agreement. If you do not agree, do not use the Services.

2. Eligibility

You must be at least 18 (or the age of majority where you live) and legally able to contract. Some jurisdictions are restricted, as set out below.

2.1 Prohibited jurisdictions

We do not offer the Services to anyone who lives in, or is located in, any of the following jurisdictions, and we will not accept purchases from or make payouts to them: Afghanistan, Antarctica, Belarus, Burma (Myanmar), Central African Republic, Crimea, Cuba, Democratic Republic of the Congo, Donetsk, Ethiopia, Haiti, Iran, Iraq, Israel, Kherson, Lebanon, Libya, Luhansk, Mali, Nicaragua, North Korea, Palestine, Russia, Sevastopol, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe.

2.2 Crypto-payment-only jurisdictions

If you live in, or are located in, any of the following jurisdictions, you may join, but only on these conditions: (a) all purchases are made in a cryptocurrency we approve and all payouts are made in stablecoins only, through payment providers we choose; (b) card and other non-crypto payment methods are not available to you; (c) you must complete identity verification before any payout, and we may require it earlier; and (d) we confirm your residency by checking both your IP location and your identity documents, and if they do not match we may decline, suspend or close your account. The jurisdictions are: Albania, Algeria, Andorra, Angola, Azerbaijan, Bahamas, Barbados, Belize, Bosnia & Herzegovina, Botswana, Bulgaria, Burkina Faso, Burundi, Cambodia, Côte d’Ivoire, Ecuador, Ghana, Guinea, Iceland, Indonesia, Jamaica, Kazakhstan, Kenya, Kosovo, Kyrgyzstan, Laos, Liberia, Lithuania, Macao, Malaysia, Mauritius, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nigeria, North Macedonia, Pakistan, Panama, Papua New Guinea, Philippines, Republic of the Congo, Senegal, Serbia, Seychelles, Slovenia, South Africa, Sri Lanka, Tajikistan, Tanzania, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, Uzbekistan, Vietnam.

We may add jurisdictions to, remove them from, or move them between these lists at any time, with or without notice, including to comply with sanctions or other law or the requirements of our payment providers. Anyone on a sanctions list is not eligible. Using a VPN, proxy or false information to hide your location or identity is prohibited.

3. What the Services are

Kairos Funded offers trader evaluation programs (Flex, Daily and Instant) and simulated funded accounts, plus Second Chance, a reset option for funded accounts. All evaluation and funded accounts are simulated. They use virtual funds and market data; no trades are sent to an exchange and you do not own any account balance. Performance-based payouts are paid by Kairos Funded from its own revenue under the Funded Trader Agreement. We may, at our sole discretion, offer selected traders a separate live-trading arrangement; this is never guaranteed or owed.

We are not a broker, futures commission merchant, introducing broker, commodity trading advisor, investment adviser or bank. We do not take deposits or provide investment advice. Programs cover selected CME Group futures (CME, CBOT, NYMEX, COMEX) only.

3.1 Approved instruments

You may trade only the CME Group futures contracts we list as approved, on CME, CBOT, NYMEX and COMEX, in both full-size and micro contracts. The current list of approved products and the commissions charged on them are set out in our help center article Approved Products and Commissions. Trading any other product is not permitted. We may change the approved list by updating that article.

4. Your account

• One person, one profile. Do not share logins or let anyone else trade your accounts.
• Each person may hold no more than 10 evaluation accounts and 5 funded accounts, and no more than 10 accounts in total (evaluation and funded combined). Only one trader per household may participate.
• Keep your information accurate. You are responsible for activity under your login.
• Identity verification (KYC) is required before any payout and may be requested at any time. It is carried out by our payout partner and its identity-verification provider. Kairos Funded never stores Social Security numbers.

4.1 Payouts

Payouts from funded accounts are governed by the Funded Trader Agreement and the payout rules for your program in our help center (for example Flex payouts, Daily payouts, Instant payouts and payout methods). Payouts are made only after identity verification (KYC) has been completed.

When you add a bank account for payouts, we may verify it through a third-party bank-connection service. The name on the bank account must match your Kairos profile. We do not receive your bank login credentials.

5. Purchases, pricing and promotions

• Prices are listed on the site in US dollars and are one-time charges, with no subscriptions and no activation fee.
• Promo codes are subject to their stated terms, are limited to one code per purchase and cannot be combined, and may be withdrawn at any time.
• Add-ons (for example the 100% profit split add-on) are priced on the site and apply only to the account they were bought for.
• Resets: a Flex or Daily account reset costs the same as the original evaluation purchase price. Instant accounts cannot be reset; a new Instant account must be bought at the current list price.
• Refunds are covered only by the Refund Policy.

5.1 Chargebacks

6. Third-party platforms and data

Trading runs on third-party platforms and data, including Rithmic, Tickblaze, Volumetrica and Black Arrow. Your use of them may also be subject to their own terms. We do not control them and are not responsible for their outages, errors, delays or data issues, except as the Funded Trader Agreement expressly provides.

We use Intercom to provide in-product support chat. For signed-in traders in the dashboard, Intercom is part of providing support and loads as a necessary service. On public pages, Intercom loads only if you consent to Functional cookies.

7. Prohibited use

You may not: break the trading rules in the Funded Trader Agreement; commit fraud or abuse chargebacks; hide your location; use bots to scrape or overload the Services; reverse engineer our systems; harass staff or community members; or use the Services for anything unlawful.

7.1 Prohibited trading practices

Trading rules, including prohibited strategies, are set out in the Funded Trader Agreement and in our help center, including hedging, high-frequency trading, microscalping, maximum position size, allowed trading times and trading with integrity. If they conflict, the help center controls on trading rules, account limits, instrument groups and prohibited conduct, and the Funded Trader Agreement controls on everything else. Hedging includes opposite positions in correlated instruments (for example ES and MES, or NQ and MNQ) across accounts, platforms or firms. Personal bots are allowed only if they are not high-frequency, and you are responsible for every order they place; third-party managed accounts are not allowed. News trading is allowed.

8. Intellectual property

All site content, the Kairos Funded name and logos, and our materials belong to Kairos Funded LLC or its licensors. You receive a limited, personal, non-transferable licence to use them for your own participation. Third-party marks (CME Group, Rithmic, Tickblaze, Volumetrica, Black Arrow) belong to their owners; we have no affiliation with or endorsement from them.

8.1 Publicity

We may show your display name (your profile nickname, or your first name or initials if none is set), payout amounts and payout certificates in our marketing. There is no opt-out; you can change your nickname in your dashboard settings. We never publish your full name or account details. See the Funded Trader Agreement, Section 8.

9. Educational content; no advice

Everything we publish, including content in Discord, on social media and in our blog, is general and educational. It is not investment, trading, tax or legal advice. Testimonials and results are not typical and do not guarantee results.

10. Suspension and termination

We monitor activity on the Services and may review any account at any time. In our sole discretion, we may suspend, restrict or close any or all of your accounts, deny or reduce payouts, and recover payouts obtained through prohibited conduct, for breach of these Terms, the Funded Trader Agreement or help center rules, gaming or abuse of the rules, suspected fraud, chargebacks, or legal or sanctions requirements. When we act for a rule violation we will tell you the rule involved, and you may appeal within 14 days as set out in the Funded Trader Agreement. You may close your account at any time; closure is processed only after your identity is verified.

11. Disclaimers

The Services are provided "as is" and "as available." To the extent the law allows, we disclaim all implied warranties, including merchantability, fitness for a particular purpose and uninterrupted operation.

12. Limitation of liability

To the extent the law allows, we are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, including simulated profits. Your remedies under these Terms are limited: if you are unhappy with the Services, your main remedy is to stop using them. In any case, our total liability for any claim will not exceed the greater of US$100 or the fees you paid us in the one (1) month before the claim arose. Any claim related to these Terms or the Services must be filed within one (1) year after it arises, or it is permanently waived.

13. Indemnity

You agree to cover our losses, including reasonable attorneys' fees, from your breach of these Terms, your misuse of the Services, or your violation of law or of third-party rights.

14. Governing law and disputes

These Terms are governed by Florida law, without regard to conflict-of-law rules. Any dispute arising from these Terms or the Services will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA), seated in Pinellas County, Florida. You and Kairos Funded each waive the right to a jury trial and agree that claims may be brought only individually, not as a plaintiff or class member in any class, collective or representative action. Either party may instead bring an individual claim in small-claims court if it qualifies.

15. Changes

We may update these Terms and the help center rules. Changes take effect when posted with a new date, and material changes will be emailed to you or shown in your dashboard. Changes do not apply retroactively to purchases made, or payout requests submitted, before the change was posted. Continuing to use the Services after a change means you accept it.

16. General

You are an independent participant, not our employee, partner or agent. Nothing we offer guarantees any payout, income or live account. If any part of these Terms is unenforceable, the rest still applies. Our failure to enforce a term is not a waiver. You may not transfer your rights under these Terms. These Terms and the documents they reference are the entire agreement between us.

17. Contact

Kairos Funded LLC, 7901 4th St N, #32748, St Petersburg, FL 33702, US · [email protected]